Gets an F Rating For Being Work At Home Scam
has issued an F rating to San Antonio-based Abili-Staff
Ltd., due to a pending Federal Trade Commission
government action against the company as well
as unanswered consumer disputes received by BBB.
Abili-Staff offers work-at-home opportunities
to consumers nationwide through an online database
consumers pay membership fees to access. Yes,
this is another one of those work-at-home scams.
Disputes received by BBB claim Abili-Staff did
not deliver legitimate job opportunities and failed
to process promised refunds. Additionally, the
FTC alleges Abili-Staff falsely claimed consumers
could have unlimited access to more than 1,000
"scam free" job listings after paying
fees ranging from $29.98 to $89.99. These scams
are everywhere. But how do you protect yourself
from such a work-at-home scam?
Beware of Unsolicited Offers. Be cautious of any
unsolicited e-mail, telephone call or letter promising
vast earnings to work from home. Do not share
personal information such as credit card or social
security numbers with anyone you do not know.
Watch Out for Upfront Fees. Avoid any opportunity
that requires upfront payments to apply or start
work. I believe this to be the number one indicator
of this type of scam.
Don't Fall for the "Perfect Offer."
Job listings offering short hours for substantial
pay with limited experience should be carefully
examined. If it sounds too good to be true, it
with your BBB if you are tempted but you will
find that most such work-at-home promoters will
not be listed for the simple reason that they
close down after only a few weeks. Please note
that there are a few legitimate work-at-home companies
and they will have a listing with BBB.
read this in its entirety, visit Victoria Advocate
website by clicking
Round Up 38 for Mortgage Fraud Over The Past Month
States Attorney Dennis K. Burke recently joined
members of the Arizona Financial Fraud Task Force
to announce multiple indictments charging 38 people—among
them loan officers, escrow officers, real estate
appraisers and agents, and straw buyers—in
various mortgage fraud schemes, including “cash
back” and loan origination scams.
announcement of the indictments in Arizona followed
a press conference in Washington, D.C., where
Attorney General Eric Holder announced the results
of a nationwide coordinated takedown of mortgage
fraudsters, the largest collective enforcement
effort ever brought to bear in confronting mortgage
read this in its entirety, visit National Mortgage
Professional website by clicking
Sues to Stop Work-From-Home Scams
Warns of Scam Sites That Use Its Logo and Fake
has launched a legal battle against companies
that allegedly infringe upon the Google name to
promote "work-from-home" scams.
the heart of the scheme is a false representation
that consumers can participate in a Google-sponsored
program that will allow them to make hundreds
of dollars a day working at home performing a
simple task that requires no particular experience
or qualifications," the search engine giant
wrote in a 26-page claim filed in U.S.
District Court in Utah.
lawsuit names Nevada-based Pacific
WebWorks and 50 other defendants referred
to only as "Does 1 through 50."
WebWorks did not immediately return calls for
comment from ABCNews.com. According to the Google
claim, Pacific WebWorks operates a credit card
defendants, Google said in its lawsuit, "deceive
the public by misusing the famous Google brand
and GOOGLE marks to sell to consumers work-at-home
kits purporting to train and enable consumers
to earn money using Google services."
unnamed defendants use fake news articles, fake
news blogs and fake testimonials to promote their
services and direct them to credit card processing
sites like the one run by Pacific WebWorks, Google
schemes are advertised as free, Google said, but
then often charge various fees, including monthly
charges between $50 and $79.90. Customers wind
up paying these charges through their credit or
debit cards, which they provide online when they
sign up for the alleged schemes.
read this in its entirety, visit ABC News website
Send Money to the Business Filings Division
you run a business or work with a nonprofit group,
you might have received a letter recently from
the Business Filings Division, located at 980
9th St., 16th Floor in Sacramento. Although it
says "Business Mail - Important Notice Enclosed",
underneath that it also says "This is not
a government document".
You wouldn't know that by looking at the form
that is enclosed. It is an official looking form
that looks suspiciously like a form from the California
Secretary of State's office and demands that you
remit a payment of $235.00 by October 15th! They
also include frightening information that says
you will face fines and penalties and perhaps
even a dreaded suspension.
But at the bottom of the form it also says "THIS
PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED
BY ANY GOVERNMENT AGENCY". So why is some
business sending you a form and asking for money?
Because this is a scam my friends.
quick check of the California Secretary of State's
office website shows that they know of this scam
and warn folks to ignore them.
"The Secretary of State's office has been
advised that solicitation letters are being sent
to California businesses encouraging them to comply
with their California Corporations Code filing
obligations by submitting fees and documents to
a third party rather than by filing directly with
the Secretary of State's office. These solicitations
are not being made by the California Secretary
of State's office and are not being made by or
on behalf of any governmental entity."
read this in its entirety, visit the Sacramento
Press website by clicking
From Home Scams Cite Reputable Organizations Including
Marshall was searching for jobs online when he
came across an ad for a Google work-at-home business.
The ad featured a "Chicago Tribune News"
story about Mike Steadman, a college drop-out
from North Carolina, who was earning buckets of
money placing links on the Google Web site.
get paid about $25 for every link I post on Google
and I get paid every week," the story said.
"I make around $10,500 a month right now."
something about the story didn't seem right to
Marshall. When he checked with the real Chicago
Tribune, he learned the story was bogus. Experts
say the ad is part of a growing trend on the Internet:
companies using fake stories that co-opt the names
of respected news organizations and other firms
to gain credibility for their work-at-home business
schemes. They dupe consumers into believing they
are trusted companies with good reputations.
a pandemic problem across the Internet. There
are so many fake Web sites with the BBB seal as
well," said Steve Bernas, president and chief
executive of the Better Business Bureau of Chicago
and Northern Illinois. "If (consumers) see
that it's supposedly endorsed by a newspaper,
they think it's true. They think there's no need
to check it out because (the news organization)
read this in its entirety, visit the Charleston
Gazette website by clicking
Cracks Down on Spammers Trying to Take Advantage
of the Economic Downturn
Federal Trade Commission today announced a
law enforcement crackdown on scammers trying to
take advantage of the economic downturn to bilk
vulnerable consumers through a variety of schemes,
such as promising non-existent jobs; promoting
overhyped get-rich-quick plans, bogus government
grants, and phony debt-reduction services; or
putting unauthorized charges on consumers’
credit or debit cards.
“Operation Short Change,” the law
enforcement sweep announced today includes 15
FTC cases, 44 law enforcement actions by the Department
of Justice, and actions by at least 13 states
and the District of Columbia. During a joint press
conference today at the FTC, David Vladeck, Director
of the FTC’s Bureau of Consumer Protection,
was joined by Assistant U.S. Attorney General
Tony West; Roy Cooper, Attorney General of North
Carolina; and a Washington, D.C. job seeker who
was conned by a company that made false promises
of maintenance and janitorial work.
unemployment, shrinking credit, record-setting
foreclosures, and disappearing retirement accounts
are causing consumers tremendous anxiety about
making ends meet,” Vladeck said. “But
to con artists, today’s challenging economy
presents just another opportunity to play on consumers’
worry and bilk them out of money.”
read this in its entirety, visit FTC's website
General Tom Corbett Cautions Recent Graduates
General Tom Corbett today cautioned college
and high school graduates, along with other consumers
seeking work, to be wary of Internet job scams.
is important for all Pennsylvania residents to
be watchful for online job scams, especially young
people looking for part-time or summer work,"
Corbett said. "Falling for these schemes
will not only leave you unemployed, but victims
can also lose thousands of dollars and find themselves
targeted by identity thieves."
said that con artists typically use Internet postings
or websites like Craigslist to publish ads that
offer high pay for part-time employment, including
work as personal assistants, 'mystery shoppers'
and check processors.
this news address being directed for Pennsylvania,
it applies nationwide. If you are a recent graduate
and are looking to start a business or work from
home, for the month of May you can save 10% on
the purchase of my book. To find out how, click
scams can be reported to the national Internet
Crime Complaint Center at www.ic3.gov.
read this in its entirety, visit Pennsylvania's
Attorney General's website by clicking
Jump in Business 'Opportunity' Complaints
General Terry Goddard is warning consumers
of a sharp increase in wort-at-home or get-rich-quck
opportunity scames due to the rough economic climate.
These schemes typically offer consumers a simpel
at-home job or a plan for starting a business
that promises large profits in exchange for a
significant up-front payment.
received by the Attorney General’s Office
about business “opportunity” scams
increased 300 percent from the first quarter of
2008 to the first quarter of 2009. During the
first quarter in 2008, these scams were listed
as the Office’s third most common scam complaint.
By the first quarter of 2009, they climbed to
first on the Office’s top 10 list.
The majority of these recent complaints concerned
Internet-based opportunities. Many victims report
becoming involved in the scam because they were
looking to offset a negative financial event,
such as a layoff, loss in the stock market or
a resetting mortgage payment.
The schemes operate by requiring consumers to
pay an initial price or fee, often $500 to $1,000,
with the promise that they will be able to make
extra income easily. When the venture produces
little revenue, the promoter quickly tries to
up-sell the victim, pressuring him or her to buy
expensive advertising or marketing tools to make
the “business” more effective.
is another example of why I stress doing your
homework before you start a small business from
home. Being a nation of convenience, we often
are led to false promises of making fortunes overnight.
This is why I partnered with Palo
Alto Softare to provide in my book a sample
business plan and a sample marketing plan. These
plans make you answer questions you would have
never thought otherwise.
you believe you've been a victim of consumer fraud,
you should first contact the company in writing
and specifically request the relief that you feel
is appropriate even if it means you expect full
refund. You may also file a complaint with your
state's Attorney General's Office.
read this in its entirety, visit Arizona's Attorney
General's Office website by clicking
Alert: Habitat for Humanity Name Used in Work-At-Home
Better Business Bureau is issuing an alert
regarding a current work-at-home scam using a
well-known charity, Habitat for Humanity.
Wisconsin BBB was notified by a consumer who answered
an advertisement in her local newspaper for a
work-at-home job as a Regional Donations Coordinator
for Habitat for Humanity International. She applied
for the job via email and was accepted.
was sent a check, which she was told was a donation,
and was instructed to keep $350 of it as her payment
and wire the remainder to another Habitat for
Humanity official who was said to be in charge
of home construction projects. Unfortunately,
the check was counterfeit. If she would have deposited
the check into her personal checking account and
wired the remainder, as instructed, she would
have owed her bank the amount of money she withdrew
against the check deposit.
are becoming smart. They're now incorporating
well known organizations to their advantage. This
is where you, the consumer, needs to be smarter.
Always investigate something before you hand over
your hard-earned dollar. This is even why I suggest
you take a look around this website before deciding
to purchase my book. I will always tell you the
truth with starting a small business from home..
read more, visit BBB's website by clicking
Protection and Education
fraud is at it's all time high. Scams and warnings
are even being updated on the FBI's website (see
below "New E-Scams & Warnings").
According to the Arizona Attorney General's Office,
consumer fraud is any deception, false statement,
false pretense, false promise or misrepresentation
made by a
seller or advertiser of merchandise.
coordinate a local art show here in Arizona so
artists can have a venue to showcase their artwork
free of charge. With this, I've partnered with
Banner Children's Hospital and its school program
where I donate school supplies purchased from
proceeds from the art show (to view photos of
my Art Fiesta handing over donations click
here). I was asked at this past donation exchange
what separates 142 Now from others who promise
$3,000 working 2 hours a week.
response was how I normally respond. First, 142
Now shows how to start a legit small business
from home. Second, it shows how to rightfully
begin the process. Third, my book provides the
steps necessary when planning and the forms needed
to get you going.
advertised work-at-home scams that want you to
call a 800 number for more information either
request that you sell certain product(s) or they
want you to recruit people for commission (pyramid
scheme). This Isn't A Small Business!
offer 142 actual small businesses and provide
the steps necessary to get you started.
you believe you've been a victim of consumer fraud,
you should first contact the company in writing
and specifically request the relief that you feel
is appropriate. If this means refund of your purchase,
then state this. You may also file a complaint
with your state's Attorney General's Office.
read more, visit Arizona's Attorney General's
Office website by clicking
E-Scams & Warnings
February 4th, the FBI released an update on their
website alarming people of work-at-home schemes
involving illegal behavior. With the workforce
across America being slashed day-after-day, many
are looking for get-rich-quick
truth is, unless you hit the lottery or win it
big in Las Vegas, there's really no such thing
as "overnight success". I personally
do not use smoke and mirrors to convince anyone
to purchase my 142 Now book – I will always
tell the truth. I do not ask to recruit people
in some multi-level marketing scheme or push anyone
to sell product. My 142 Now book shows you how
to start a small business the right way the first
read more on scams or to sign up for e-mail updates
at FBI's website, click
sure you've seen these signs or advertisements:
$60K in one week! Don't believe it, don't
part time at home and make $3000 your
CEO income working 2 hours at home"
to AARP, individuals advertising the above schemes
rake in $427 billion dollars a year! Many of these
ads promise the big bucks in little to no time.
And with the United States being a country of
convenience, it's no surprise these con artists
are able to convince people that living the life
of their dreams can be easily had in only a few
it's going to take determination to make your
small business successful. Ask any legit small
business owner and they're not going to say they
only work 3 hours a week. If you can legally make
$3000 your first week in business, then let me
142 Now book provides the steps and has copyright
permission to reprint a sample business plan and
marketing plan from Palo Alto Software. 142
Small Businesses You Can Start On The Weekend
or On Your Spare Time will start you on the
strongly urge each and everyone interested in
starting a small business to do their homework.
And always keep in mind -- if it sounds too good
to be true, then more than likely it is.
more on AARP's website by clicking
part of one of America's Fastest Growing
thousand of dollars a month - from your
home processing Medical Billing Claims.
can find ads like this everywhere - from the street
light and telephone poles on your corner to your
newspaper and PC. While you may find these ads
appealing, especially if you work outside your
home. But proceed with caution! Not all work-at-home
opportunities deliver on their promises.
ads omit the fact that you may have to work many
hours without pay. Or they don't disclose all
the costs you will have to pay. Countless work-at-home
schemes require you to spend your own money to
place newspaper ads; make photocopies; or buy
the envelopes, paper, stamps, and other supplies
or equipment you need to do the job. The companies
sponsoring the ads also may demand that you pay
for instructions or "tutorial" software.
Consumers deceived by these ads have lost thousands
of dollars, in addition to their time and energy.
this complete article on the Federal Trade Commission's